Wirex brings seamless, onchain stablecoin yield to business accounts
$10M+
Industry First
"We're bringing something to market that never existed before: institutional-grade yield packaged for everyday businesses. By collaborating with Morpho and Gauntlet, we're able to combine security, liquidity, and high performance in a product that feels simple and familiar to the mass market."Pavel Matveev, Co-Founder of Wirex
The Opportunity
For most businesses, cash management is a constant balancing act: keep funds liquid enough to pay suppliers, payroll, and expenses, while still trying to earn something on idle balances. In crypto, that tension is even sharper. Onchain yields can be transparent, but they usually require teams to set up wallets, manage private keys, pay gas, and monitor protocols: work that looks more like running a trading desk than running a business.
Wirex identified a gap: business users already hold USD and EUR stablecoin balances for settlement and day-to-day operations, but earning a sustainable onchain yield on those balances remained out of reach for most. The missing piece wasn’t yield itself; it was packaging: turning institutional-grade onchain strategies into something a finance team can use inside a familiar dashboard.
So Wirex set out to make an “onchain yield” product feel like a standard business account feature.
The Solution
Wirex integrated Morpho Vaults curated by Gauntlet directly into Wirex Business Accounts: an industry first designed to give companies automated access to sustainable onchain yield.
The product is intentionally straightforward. Wirex routes a business’s balances by default into Gauntlet-curated vaults on Morpho. If the user starts with USD or EUR balances, Wirex converts USD deposits into USDC, EUR deposits into EURC, and supplies them into the vault. Businesses can earn yield on their funds until the moment they spend.
Just as importantly, Wirex abstracts the operational friction that normally hinders adoption. The experience is built to feel like a business banking primitive: immediate liquidity, no lockups, and a simple flow inside the Wirex Business interface.
On the risk and strategy side, Morpho provides the onchain lending infrastructure, while Gauntlet curates a conservative approach: the vaults allocate to high-liquidity, blue-chip lending markets, primarily backed by ETH- and BTC-denominated collateral.
Together, this structure lets Wirex deliver something businesses recognize immediately: a liquid stablecoin balance that can earn, without asking customers to become DeFi operators themselves.
The Results
Wirex’s launch establishes a new reference point for business accounts: stablecoin yield delivered with onchain transparency, but presented with the usability and immediacy businesses expect from a primary financial tool. Close to $10M in business funds are now earning yield before being spent.
It also turns Wirex into an all-in-one destination for business users: combining payment rails and spendability with a venue to make idle business balances productive.
Finally, Wirex confirmed plans to extend this yield capability through its Banking-as-a-Service partners, signaling a broader pattern: as more business account providers adopt onchain rails, integrations like this show how yield can become a standard feature: embedded, configurable, and delivered through familiar product surfaces.
Coming up next: GBP, AUD, HKD accounts with default onchain earn and BTC-backed loans for businesses.