Onchain Borrow
Products
Create new revenue streams, improve retention, and increase stickiness.
Crypto-backed loans at DeFi rates.
Borrow products powered by Morpho let your users unlock liquidity against BTC, ETH, stablecoins and tokenized assets at rates competitive with institutional markets.
Activate idle collateral, capture origination revenue, and own the credit relationship all on infrastructure trusted by Coinbase, Ledger and Crypto.com.
What borrow unlocks for your platform
- 1Productive AssetsIdle BTC, ETH, stables, RWA become productive
- 2New Revenue StreamEarn fees when your users borrow against collateral
- 3RetentionCustomers get a reason to keep funds on-platform instead of moving them elsewhere
- 4StickinessBorrowed funds flow to your other products like trading, payments, and BNPY
How a Borrow product works
From user to loan disbursed
Revenue Model
2x revenue stream per dollar
Your choice of integration
Direct Integration
Build with the Morpho APIs. Maximum control over UX, parameters and fees.
Powered by Morpho. White-glove support.
Partner Integration
Production-ready middleware that connects to Morpho.
Privy: bundled wallet, Yield.xyz: borrow API
Custom implementations with end-to-end support
Any collateral
BTC, ETH, LSTs, stablecoins, RWAs
Flexible terms
Variable rate or fixed rate
Custom pricing
Per-market rates, flexible LTVs
Dedicated team
From architecture through launch